Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association.  The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

In the late 1960s, Lynchburg Building and Loan Association merged with Superior Loan and Building to form Highland Savings Association.  The company continued to grow and strengthen, and when a third office was opened in nearby Wilmington, in Clinton County, Ohio, the name was changed to Liberty Savings Association.  A new ownership group acquired the company in September, 1984, renaming it Liberty Savings Bank, a Federal Savings Bank.  With this federal thrift charter, Liberty gained more flexibility in the products and services it was able to offer.  In 1985, Liberty Capital, Inc., was established to serve as the holding company for the savings bank.

In 1984 Liberty Savings Bank had three small branches in Highland and Clinton Counties, in rural southwestern Ohio.  Over the next 25 years, Liberty has exhibited tremendous growth, expanding into Colorado, Florida, and South Carolina.

From its modest beginnings well over a century ago, Liberty Savings Bank has grown into a tremendously successful financial institution as a result of superior banking products and a commitment to quality customer service.  The future continues to look bright with even greater expectations of growth and excellence.

Bank for a Cause is a free checking account built around one of Liberty Savings Bank’s core values: giving back to our community.  This free checking account is a great way for supporters, employees, and directors to bring valuable donations to any qualified 501(c)3 organization.